1978_01 The Daily Collegian January 1978

              The Daily Collegian
Friday. January 27.   1978
Josten's
YOUR COLLEGE RING
FOR NOW AND THE FUTURE...
Deluxe features now
available at your college
bookstore at no
extra charge.
..os-ten's Representative will be
at the Kennel Bookstore Jan 30-31
from 10:a.m.-S:p.m.
Agriculture-Home Ec.
(Continued from pg. 1)
Dr. Gwen Cooke, chairman of
Home  Economics,   said that, in
addition   to the relationship be-
and dietetics, there are common
ndlslng and clothing and tex-
No     Immediate  changes   are
planned in the physical facilities
t of the
tiles
-FRIDAY!
Is anything
worth the terror of
DeeP
in agrlcultur
also exist b<
Orchestra to play
Jan. 29 at Fresno City College
Theatre. \
The orchestra will perform
works   by   Bloc^h   and   Wagner.
CSUF Muslc.D'epartmentwood-
wnd instructors will be featured
soloists. Shelley Hansen will
perform a clarinette concerto by
Molter. John Head, principal
bassoon for the Fresno Philharmonic, will play the "Hungarian Fantasy for hassoon and
orchestra," by Carl Maria von
Weber.
alumni comprise more than half
Women's hotline
Services for Abused Women
Enterprises (SAFE), recently got
a hotline, 227-0221, and needs
volunteers Immediately.
An orientation session starts
Monday, January 30 at 7 p.m.
at the YMCA. Training sessions
will be held Feb. 4th and 11th
from 9 a.m. to 4 p.m. Anyone
Interested should call the hotline.
SAFE also has meetings for the
general public every fourth Monday of every month at Guarantee
Savings & Loans on Blackstone
and As Man.
The purpose of SAFE Is to
provide battered women with
emotion*; support and counseling.
The School of Agriculture and
Home ■ Economics presently Includes the Departments of Agricultural Economics, Agricultural Industry and Education, Animal Science, Home Economics,
and Plant Science.
The Department of Homo Economics previously was part of
the School of Professional Stud-
Music and dance
Free Flight Dance Theatre and the band
Reawakening are staging a performance
Friday, February 3, at 8 p.m.. In the
Fresno Memorial Auditorium.
Free Flight Dance Theatre, under the
artistic direction of Pat Flcher, Is a company of six dancers trained In ballet,
modern and jazz techniques. The chor-
•ography seeks to encoi-nass all three
forms.
Reawakening, conceived by Rick H*l-
zer, was formed In conjunction with the
,   Free Flight Dance Theatre.  The music
played by the group reflects a wide variety of Jazz Influences, ranging fr
T4ckets may be purchased In
at the Fresno Arts Center or at
on the evening of theperformanc
are available for $3.00 general a
with student ldentlflcatlon.3
HET needs more volunteers
Help In Emotional Trouble
(HET), a 24-bour hot-line counseling and referral service, will
begin a training session on Feb.
1 for people interested to serving as volunteers.
Working as a HET volunteer
Is a good experience for anyone who plans on going Into a
career of counseling, social
work, orpsychology.accordingto
Bobbe Helzman, public relations
An Evening of Fresno's Best
"JAZZ"
SUNDAY, JANUARY 29th
.7 p.m. to 44 p.m. in the
Wine Press Lounge of the
FRESNO TOWNEHOUSE
Featuring
Hi \a
Re-Awakening" with
-   -..     -...-./
Applicants must be at least
18 years old, willing to work it
least four boujs a week com
trained, and should serve as
volunteer for no less than ■
Tbe training session lasts sli
weeks, meeting Wednesday evenings from 7:30 to 9:30.
For an application, phone 485-
1432.
Counselors move
The Counseling Center s
Dean of Student Affairs Office
moved to-new quarters durlngthi
semester break. TheCounsellcj
Center is now located In Hit
Student Health Services buildW
and the Dean's Office Is In Jojtl
Administration 224. The telephone numbers remain the saw*.
Irr addition, offices oftheLepl
Advisement Coordinator and H*
coordinator of Services to Older
Adults are now located In Joyil
Administration 224. Appoint-
menta for these services may*'
made by caUlng 487-2541.
Grant deadlines
The California Student
Commission reminds colW
students planning to apply tor >
Cal Grant that the postmark deadline for mailing an appliciuoa
for the three undergraduate Cal
Grant competitions Is February
1, 1978.
Available grants Include!
larshlps for undergraduate students, college opportunity graiitl
for freshmen, and occupation*!
education and training grants '
those pursuing postsecondary
catlonal training.
Students who believe they
need financial assistance to.
for college expenses are encour.
aged to secure an application
from the Financial Aids Office
In the Joyal Administration
Building Room 286.
Tbe Daily CoUagton
Friday. January 27, 1978
The first of two parts
Youth on
by Carol Pin.
Freelance contributor
J ho bronze, 18-year-old beach-god
strolls Into his local Jock a'hop,
picks out the Cadillac of surfboards
and pays for It with a personal credit
card. Tbe .teenage girl with a steady
paper route and stunning sincerity secures a local bank loan for a new,
ten-speed bike. Three young college
p-aduates hare a yen to sell-Jeans In
their own retail shop. No experience,
but  lots  of energy. -They convince a
While credit was once the exclusive
privilege of well-to-do, mature Americans, the consumer picture has changed
dramatically. Consumers over 50 remember a cash-on-the-barrelhead society when nothing was theirs until they
could pay for It. In full..
But no more. Today's consumers
buy now and pay later. Our affluent
society has become the credit society.
we know that we can flash a few plastic rectangles embossed with meaningful numbers and gain Instant consumer
acceptance. We are not In the mainstream until we have at least one Installment loan.
nuylng with cash In the seventies,
TIME magazine recently pointed out,
seems   as  outmoded  as   the  crew cut.
The variety of goods and services
ivallable on credit Is astounding. Of '
:ourse, there are the traditional items
such as cars, homes, clothes, appli-
inces, furniture, food and airline tickets.
M a person can also rent a Los An-
credit: more time than money
them for fun and routinely stores all
but a few In a safe-deposit box.
If Cavanagh actively used hls800-plus
cards, however, he would have an estimated line of credit approaching $9.3
million In a single month.
In some ways, to avoid buying on
credit, seems, somehow, un-American.
Certainly, If we bought goods and services  strictly with  cash, the economy
12 times to roughly $179 MUlon (that
figure, by the way, does not even Include home mortgage debt). We are
truly a credit society and young adults
are the people who depend on credit
"Their wants and needs exceed their
Income," says Ronald McCauley of tbe
Chicago Federal Trade Commission regional office.
•    V*St» UKE 10
rent a auEcotwcr
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tgm
1   ORIANy.
!WH0en-fO3?
IV
J
<£3-~-'
he reaches college, that young consumer
is included in the majority if be already
holds at least a department store credit
After studying the success of Its young
credit card test program for 18 months,
Master Charge In Florida reports that
among all youthful applicants vwtth an
accepted co-signer, 80 percent have been
approved,   tbe  average line of credit
■ buy
ski-lift Uckets In Aspen on credit.
lie can buy taxi rides on credit and
finance veterinary services for his ailing
terrier on credit.
If he's a culture buff, he can buy
original paintings and sculptures on
credit. He can even charge his annual
church donations or enroll In a college
evening course on credit.
No wonder some people collect credit
cards lflce they once collected baseball
cards. The plastic rectangles stamped
Master Charge, American Express,
Amoco and Visa are Just as good as
currency. Sometimes better.
Rational Car Rena%System, Inc. Credit Card Manager Connie Conradi
says the average middle-class American
has 12.8 credit cards, but there Is also
the extreme example: Walter Cavanagh
Is reportedly the most avid credit card
collector In the country.
Earlier this year, Cavanagh, a pharmacist who earns about $27,000 a year,
said he owned approximately 800 credit
cards. "Cavanagh apparently collects
would be slowed down considerably.
But It Is not all patriotism and consumer conditioning that leads us to buy
Inflation, coupled with recession In
recent years, has made living tough
for everyone. No wonder young married
couples are scrambling to buy homes —
not because homes are a bargain. Far
from 1U They're scrambling because
the $50,000 home they admired this year
will cost an estimated $75,000 by 1981.
The conditions and statistics speak '
clearly. 'TIME magazine reported.In
February that the U.S. population had
grown 44 percent since 1950, but the
total amount of outstanding consumer
Installment debt  multiplied  more than
"For the first half of a person's life,"
says McCauley, "he has more time'
then money^,and.ln the second half. It's
the complete opposite."
£ ut there Is frustration among young
consumers. They watch thelrparents
buy on credit, so they try to do the
same. They have more money than
their parents did thirty years ago and
they choose to spend It — at last count,
about half of all 16- to- 21 -year-old .
Americans had Jobs: modest Jobs like
babysitting and cutting lawns, to be sure,
but Jobs Just the same. The Jobs
plant up to $20 a week In the pockets
of typical 17-year-olds.
With money like that to spend, young
people are rapidly lured Into the credit
world. There are Junior charge accounts
and  student  charge accounts available
12.
There are "campus deb accounts"
and "keen teen accounts." By the lime
Is $301 per person and the average
balance  for young people with Master
Charge cards turns out to be a respectable $134.
But there can be credit problems
caused largely by lack of experience.
An 18-year-old college student In Arizona, for example, was turned down
for a credit card because he was already
"overburdened with debt." A Colgate
student who had been using his father's
oil company credit c
ran up a $200 gas bl
to sell his car.
really want to get tough remind us of
the student loans that will never be paid
off -- to he specific, the federal government cites $500 million In loans that
' are In default.   That's 10 percent of all
an   additional   145.000   student default
claims worth $127 million will be filed.
Don't Take Chances!!
STUDENT HEALTH INSURANCE
provides benefis for sickness and accident
Deadline for Spring Enrollment:
Feb. 6, 7978
knlkrti«s milefcle i. A.5. Office, CU 3K,
StaeJeit HuHeCttltf iifJ Dtii oi Skd*
AffirsOffict,. JonlA.fi. 224
PIm an aged for
by tit Associated Sladeits
F0LLEYS POOL
Aimim it ttwri (teens, in tn
Produced fry the CSUF College Peioe